How tax planning for this year
Financial planning is like tax planning. Under Section 80C of the IT Act provides many tax saving options. So should choose the option that is appropriate for overall financial plan. Tax Saving for Buy any product not only because it is better to return or sell it to a relative. For the financial year-end tax planning If you have not left from which to seek better alternatives. How much savings do you have a rough idea of ??it is found in the beginning of the Fiscal Year. 80C according to the financial goals of the tax exemption limit to Rs 1 lakh individually should the investment. Tax Belarus can take a lesson from the PSU. He married his two daughters to school and want to fund. For this they have been advised to invest in diversified equity funds. SIP of Rs 3,000 per month in ELSS funds he has introduced. It's not just good for their long-term financial, but it will also make tax savings.
Equity mutual funds are best to invest on a monthly basis. Invested a large amount of shares that may be a better strategy while the Nifty 2,700 around that. For small investors fear it is more than greed. Recently launched Rajiv Gandhi equity schemes may be the better option. The first entry in the stock market for investors is the provision of an additional tax.
Avoid investing in ULIP
Once the big bucks to invest in equity through ULIP can be dangerous. This applies particularly in the Single Premium Plan where you put big money in the market once. If you are paying a huge premium, you put your money in ULIP debt instead. Then you gradually have access to equity options. IRDA guidelines of 2010 after the new ULIP policy has become more consumer-friendly and transparent.
.jpg "How tax planning for this year")
Small savings rates will decrease
ICICI Prudential Mutual Fund, Senior Fund Manager (Fixed Income) Avinash Jain said, "the central bank cut interest rates to a 0.50 per cent decline in the benchmark yield is 7.75 per cent. ' Calculation of Average interest rate on small savings schemes are based on yield. For instance, the 10-year benchmark yield on your PPF balance earns interest from 0.25 per cent. PPF rate increased from 8 per cent in the 2011-12 financial year was 8.6 percent. In the financial year 2012-13, it was 8.8 per cent increase. However, the decline in bond yields and average annual yield per financial year to reach 8.25 per cent in 2013-14 to 8.5 per cent interest rate may PPF.
No comments:
Post a Comment